Property Title Insurance in India: What Is It & Why It Matters

Buying property? Even after due diligence, hidden title defects can surface—like forged documents, unknown heirs, or unpaid dues. That’s where Title Insurance steps in.
What Is Title Insurance?
A one-time premium policy that protects buyers from past ownership issues
Covers legal costs and financial losses due to title defects, fraud, or disputes
Offered by IRDAI-approved insurers and valid as long as you own the property
What It Protects Against:
Forged sale deeds or impersonation
Undisclosed legal heirs claiming ownership
Missing documents in ownership history
Unregistered liens, taxes, or encumbrance
Errors in public records or survey maps
Why It Matters:
Ensures peace of mind for buyers and lenders
Helps avoid costly litigation or ownership challenges
Boosts project credibility for developers
Aligns with RERA goals of transparency and buyer protection
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