When buying property in India, two charges are non-negotiable: Stamp Duty and Registration Fees. They’re not just costs—they’re what make your ownership legally valid.
What Is Stamp Duty?
A state-imposed tax on property transactions

• Paid to authenticate the sale agreement or deed

• Without it, your document isn’t legally admissible in court

• Governed by the Indian Stamp Act, 1899 and state-specific laws
  How It’s Calculated:
  Based on property value (circle rate or agreement value—whichever is higher)

• Varies by state, location, property type, and buyer category

• Typically ranges from 3% to 8% of the property value

• Some states offer concessions for women buyers or joint ownership
  What Are Registration Charges?
  A fee paid to the Sub-Registrar’s Office to officially record the sale

• Confirms the legal transfer of ownership

• Usually 1% of the property value, or a fixed amount for high-value properties

• Governed by the Registration Act, 1908
   How to Pay:
  Online via state portals or SHCIL (e-stamping)

• Offline through stamp paper, franking, or Sub-Registrar’s Office

• Payment proof is essential for registration