Before you sign on the dotted line, make sure your dream home is legally clean and future-proof. Here's what to verify:

Title Deed

• Confirms legal ownership of the property

• Must be in the seller’s name and free from disputes

Sale Deed

• The final proof of ownership transfer

• Must be registered at the Sub-Registrar’s Office

Encumbrance Certificate (EC)

• Shows if the property has any legal dues or loans

• Get EC for at least the past 13–30 years

Building Plan Approval

• Issued by the local municipal authority

• Confirms the construction follows zoning and safety norms

Completion Certificate (CC)

• Confirms the building is constructed as per approved plans

Occupancy Certificate (OC)

• Confirms the building is fit for living

• Mandatory before moving in or renting

Khata Certificate / Mutation Record

• Registers the property in your name for tax and civic purposes

Property Tax & Utility Dues

• Ensure all property tax, water, and electricity bills are paid up to date

No Objection Certificates (NOCs)

• From fire, water, electricity, and environmental departments

• Especially important for large projects

RERA Registration

• Check if the project and builder are registered under RERA

• Visit your state’s RERA portal (e.g., TS-RERA)

Power of Attorney (if applicable)

• Ensure it’s registered and specific to the transaction

Legal Due Diligence

• Get a real estate lawyer to verify all documents and highlight red flags