Home Loan Options in Assam: Best Banks and Rates for 2025 |...

Home Loan Options in Assam: Best Banks and Rates for 2025

Posted 2025-04-30 07:01:12

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Home Loan Options in Assam: Best Banks and Rates for 2025

Buying a home in Assam in 2025 is easier with competitive loan options from leading banks. Whether you're a first-time buyer or an investor, understanding interest rates, eligibility, and loan terms can help you make an informed decision.

Best Home Loan Providers in Assam (2025)

Bank	Interest Rate (p.a.)	Processing Fee
State Bank of India	8.00% – 9.15%	0.35% of loan amount + GST
HDFC Bank	8.70% onwards	Up to 0.50% or Rs.3000 + taxes
Bank of Baroda	8.40% – 10.40%	No processing fee
Axis Bank	8.75% – 12.80%	Up to 1% or min. Rs.10,000 + GST
Punjab National Bank	8.05% – 9.85%	Nil
LIC Housing Finance	8.25% onwards	0.25% of loan amount (max Rs.15,000 + GST)

Key Considerations for Home Loans in Assam

Lower Interest Rates – Some banks offer rates starting at 7.85%, making homeownership more affordable.
Flexible Loan Tenure – Borrowers can opt for long-term repayment plans to reduce monthly EMIs.
Government Subsidies – Assam’s housing schemes provide financial assistance for first-time buyers.

With multiple banks offering competitive home loan rates, buyers in Assam have plenty of financing options. Comparing interest rates, processing fees, and repayment terms can help secure the best deal