Before you seal the deal on a property, make sure it’s not carrying hidden financial baggage. Here's what to check:

House/Property Tax

• What it is: Annual tax paid to the local municipal body (e.g., GHMC in Hyderabad)

• Covers: Civic services like roads, drainage, lighting, garbage collection

• Impact: Unpaid dues can lead to penalties or even legal notices

• How to check: Visit the local municipal website or office with the property’s door number or assessment number

Water Dues

• What it is: Charges for water supply and sewerage services

• Impact: Unpaid bills can result in disconnection or transfer delays

• How to check: Contact the local water board (e.g., HMWSSB in Hyderabad) with the property ID

Other Dues to Watch:

• Electricity Bills: Ensure no pending bills with the local electricity board

• Maintenance Charges: For gated communities or apartments—check with the association

• Betterment Charges: Sometimes levied by municipalities for infrastructure upgrades

• Development Fees: Especially in newly regularized layouts or plotted developments

Legal Impact of Unpaid Dues:

• Can delay registration or mutation

• May lead to legal disputes or auction by authorities

• Banks may reject loan applications if dues are pending

• Clean dues = smooth ownership transfer and peace of mind