Property Mutation: What It Is and Why You Need It

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After buying a property, your job isn’t done until the mutation is complete. It’s how the government officially recognizes you as the new owner.

What Is Property Mutation?

  • It’s the process of updating government land records with the new owner’s name

  • Also known as Dakhil Kharij in many states

  • Helps local authorities assign property tax, utility bills, and legal notices to the rightful owner

Why It Matters:

  • Legal Recognition: Confirms your ownership in municipal records

  • Tax Compliance: Ensures tax bills come to you, not the previous owner

  • Loan & Resale Ready: Banks and future buyers demand updated mutation records

  • Avoids Disputes: Prevents fraud or confusion over ownership

How to Get It Done:

  1. Apply at the local municipal office or online (if your state offers it)

  2. Submit:

    • Registered Sale Deed

    • Latest property tax receipts

    • ID/address proof

  3. Pay the nominal mutation fee

  4. Receive the Mutation Certificate once approved

 Timeline: Usually takes 15–30 days depending on the state

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